Terma — a subscription tracker that never asks for your bank, or your data

Hey IH! I built Terma solo after losing track of free trials turning into paid subscriptions and contracts auto-renewing past their notice period.

Every subscription tracker I tried wanted bank access to scan my transactions — and kept that data on their servers. I didn't want either, so Terma works differently: no bank login, ever, and everything you enter stays on your device by default.

What it does:

Photograph a bill or contract and it reads out the amount, dates, and notice period, with the source text highlighted next to each field so you can verify it

Works out the real legal cancellation deadline for your country (not just the renewal date) and can add it straight to your calendar

Flags cheaper plans for things you're already paying for

Writes the cancellation letter for you

Available free on Android now: https://play.google.com/store/apps/details?id=com.termastudios.terma

Would love feedback from this community — especially on pricing and what would make this a no-brainer for you.